Broker Check

Savings and Investment Accounts


One of the key features of investment and brokerage accounts is the flexibiliy that allows individuals to save, accumulate, and withdraw money as needed. 

Investment and brokerage accounts can hold a variety of investments such as securities, mutual funds, exchange traded funds (ETF’s), bonds, unit invetmnet trusts (UIT’s), certificate of deposits (CD’s), cash, and other holdings. There is added flexibility with these accounts in that they could allow check writing privileges, online bill pay, debit cards, or even systematic withdrawals or deposits. Proceeds can be depostied from your bank, pension, or Social Security. 

Call Chartered Financial Services in Warren, NJ today at 800-549-6007 to learn more about life insurance quotes and coverage or contact us if you have any additional questions.


Investment Accounts

Investment accounts are used for investment purposes only. Some features offered include: 

  • A variety of investment choices
  • Transfer cash between your account and another financial institution
  • Automatic investment plans and systematic withdrawal plans
  • Dividend reinvestment
  • Quarterly account statements
  • Realized gain/loss summary provided on year-end consolidated statement
  • Access to your account online
 

Additionally, we are able to provide:

  • Active Institutional Managers
    • Active institutional managers can create turn-key models and can act with discretion within a designated risk profile.
  • Separately Managed Account
    • Separately managed accounts offer institutional investment managers to hand-pick holdings in your account.
  • Tax Management
    • Tax management overlays are able to provide efficiencies in non-qualified accounts with an eye toward controlling taxable gains. 
  • Environmental, Social & Governance (ESG)
    • We are able to tailor your investments to meet the needs of your desires and goals; ESG or other values-based investing is also available.
  • Securities-Based Line of Credit (SBLOC)
    • In your non-qualified investment account, an SBLOC can provide you with the ability to borrow against the value of certain holdings in your portfolio that can revolutionize the way you obtain cash. This allows you to borrow against the value of your funds while leaving them invested.

Before investing, it is important to understand the product and the associated risks, so you should consult a financial advisor to determine whether an investment account is suitable.

Investors should consider the investment objectives, risks, and charges and expenses carefully before investing in the fund, contract, and/or underlying portfolios. The prospectus of the fund, contract, if available, the summary prospectus, and/or the underlying portfolios contains information relating to investment objectives, risks, and charges and expenses as well as other important information. Contact your financial professional for the prospectuses, if available, the summary prospectus. You should read the prospectuses carefully before investing.

Feel free to call or contact us for more information on a COMMAND Account today. Command and Investor accounts offered through Pruco Securities, LLC (Member SPIC). John Benton offers securities as a registered representative of Pruco Securities, LLC, a Prudential Financial company. Chartered Financial Services, is not an affiliate of Prudential Financial. John Benton sells insurance products of Prudential Financial’s affiliated insurance companies in addition to products of non-affiliated insurance companies.


Brokerage Accounts

If you need cash-management features, these are available in our brokerage account. This account may include:   

  • Debit Card
    • This card provides no-fee ATM access and is accepted worldwide.
      *The account provides ATM access at no charge. The owner or operator of an ATM may charge a surcharge-fee for the transaction. This fee is non-refundable.
  • Check writing
    • There is no limit to the number of checks you can write per month written against the available funds in the account. Payees are listed on your monthly and year-end statements to make tracking expenses a little easier.
  • Funding Options
    • With direct deposit, you can have funds automatically deposited into your account from your bank, deferred compensation, pension, or Social Security.
  • Automated Clearing House Service (Electronic Fund Transfer)
    • You have the ability to transfer money between your account and your outside financial institution(s). Make a one-time transfer or set up automatic recurring transfers between your accounts.
  • Online Billpay
    • No checks. No stamps. No hassles. Online bill pay can help you manage your bills without having to worry about paper bills and checks. You can automatically pay bills from virtually anywhere via the Internet, 24 hours a day, 7 days a week through our secure system.
  • System Withdrawal Plan
    • Make regular, automatic redemptions of mutual funds within your account. Proceeds can be deposited into your account, mailed to you, or directly to your outside financial institution.

 

You can access your account 24/7 via the Internet through WealthScape Investor. Online you can view your account performance, holdings, and activity. You will be able to receive statements, trade confirmations, tax documents, and certain shareholder communications electronically.

It is possible to lose money when investing in securities. Investments are subject to risks including possible loss of principle. Securities, products and services are offered through Pruco Securities LLC (Pruco).