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Our Company

John Benton founded Chartered Financial Services in 1986.  From the start, his mission has been to serve clients diligently.  The agency has grown from a solo-advisor practice to a team of tight knit professionals who are focused on driving clients through a discovery process for strategic financial, retirement and protection planning.  Using the full spectrum of insurance, investments and financial services, desired objectives are implemented.  John manages the practice and focuses on effective protection and legacy planning for their clients.

John’s wife and business partner, Nina Benton, a CERTIFIED FINANCIAL PLANNER™, leads the financial planning and investment management teams.  Nina began her career in the financial services industry in 1997.  She has extensive experience and training in the field of financial planning. Specializing in working with highly compensated corporate executives with complex compensation plans, her clients benefit from her thoughtful care in dealing with sensitive matters, while developing and achieving desired goals. Nina, influenced by her first career as an Advanced Practice Nurse, focuses on helping clients lead the fullest life possible with the financial resources available by developing a plan for growing, protecting and distributing assets in the most efficient way possible.

John and Nina’s two daughters, Emily and Sara, are also members of the Chartered Financial Services team and are CERTIFIED FINANCIAL PLANNERS™. Sara focuses on financial planning and investment management with Nina.  Emily oversees the firm’s Property and Casualty team while also focusing on insurance protection strategies with John. Together, they all coordinate their clients’ strategies with a holistic plan.

The firm is supported by a service team that always strives to provide exceptional advice with quality, caring  service to each and every client.

Missy Cotter joined Chartered Financial Services in 2010. She works closely with Nina’s clients, services existing client policies and coordinates our educational seminars. Missy has also been in the financial services industry since 1983 and has held a wide variety of positions including Managing Director of the Corporate Client Group for the Nasdaq Stock Market, Field Supervisor for the National Association of Securities Dealers (now FINRA) and Compliance Specialist with MONY Financial Services