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Chartered Financial Services, LLC

Office: (800) 549-6007

Fax: (732) 549-6646

30 Technology Drive South

Suite 1-Q

Warren, NJ 07059

john.benton@prudential.com

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The content is developed from sources believed to be providing accurate information. The information in this material is not intended as tax or legal advice. Please consult legal or tax professionals for specific information regarding your individual situation. Some of this material was developed and produced by FMG Suite to provide information on a topic that may be of interest. FMG Suite is not affiliated with the named representative, broker - dealer, state - or SEC - registered investment advisory firm. The opinions expressed and material provided are for general information, and should not be considered a solicitation for the purchase or sale of any security.

We take protecting your data and privacy very seriously. As of January 1, 2020 the California Consumer Privacy Act (CCPA) suggests the following link as an extra measure to safeguard your data: Do not sell my personal information.

Chartered Financial Services and its representatives do not render tax or legal advice. Please consult with your own advisors regarding your particular situation. Our financial advisors offer investment advice, and some may offer financial planning. Our financial advisors and financial planners offer financial planning and/or investment advice through Pruco Securities, LLC (Pruco), under the marketing name Prudential Financial Planning Services [PFPS]. A financial advisor or financial planner offers securities products and services as a registered representative of Pruco and offers insurance products as an agent of issuing insurance companies. Our Financial Professionals offer insurance and securities products and services as Registered Representatives of Pruco Securities, LLC (Pruco). Chartered Financial Services is not affiliated with The Prudential Insurance Company of America and its affiliates, including Pruco. Other products and services may be offered through a non-Prudential entity. 1-800-778-2255.

Plymouth Rock Assurance is a marketing name used by a group of separate companies that write and manage property and casualty insurance in multiple states. Insurance in New Jersey is offered by Plymouth Rock Management Company of New Jersey on behalf of High Point Property and Casualty Insurance Company, Woodbridge, New Jersey and its affiliates. Each company is financially responsible only for its own insurance products. Actual coverage is subject to the language of the policies as issued by each company. Certain restrictions and limitations apply. For a full description of the programs, features, and coverages, please visit plymouthrock.com. Prudential Insurance Agency, LLC (Prudential), Newark, NJ distributes auto and other property and casualty products that are offered by Plymouth Rock Management Company of New Jersey. Prudential is not affiliated with Chartered Financial Services LLC, Plymouth Rock or High Point. Personal lines products are underwritten and issued by Liberty Mutual Insurance Company and its subsidiaries and affiliates, 175 Berkeley Street, Boston, MA. Prudential Insurance Agency, LLC, Newark, NJ, is an authorized distributor of these products. Chartered Financial Services LLC is not affiliated with Liberty Mutual or Prudential Insurance Agency, LLC, and its affiliates. Liberty Mutual is an Equal Housing Insurer.

Property & Casualty: AZ, CA, CT, DC, FL, IL, MA, ME, MI, NJ, NY, OH, PA, TN, TX, VA

Variable Annuities: AZ, CA, CT, DC, FL, IL, MA, NC, NH, NJ, NY, PA, TX

Securities License: CA, DC, FL, GA, IA, IL, MA, MD, NC, NH, NJ, NV, NY, OH, PA, SC, VA, VT, WA, WI

Variable Life Insurance: AZ, CT, DC, FL, IL, MA, NC, NH, NJ, NY, PA (CA Insurance License #0I98519) ( TX Insurance License #1890839)

Fixed Annuities: AZ, CT, DC, FL, GA, IL, MA, NC, NH, NJ, NY, PA, TN (CA Insurance License #0I98519) ( TX Insurance License #1890839)

Life Insurance: AZ, CT, DC, FL, GA, IL, MA, NC, NH, NJ, NY, PA, TN (CA Insurance License #0I98519) ( TX Insurance License #1890839)

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