Life Insurance - Chartered Financial Services in Warren NJ Having a life insurance policy can provide important protection against end-of-life costs, including funeral expenses, medical care and outstanding debts. It’s also reassuring to know that you aren't leaving your loved ones with a financial burden. With the right policy, you can help fund future dreams for your children, your grandchildren and others who are special to you. Learn how you can protect your family’s financial future with a life policy. Anyone with a financial commitment, family obligation, small business, or a desire to leave a legacy for their children, grandchildren, or charity should consider buying life insurance. In fact, major life events are natural times to consider life insurance or to re-evaluate any life insurance coverage you may already have. Do I need life coverage? In nearly every case, the answer is yes. In fact, not only do most people need life insurance, but they usually underestimate the amount they need. Unexpected costs can take a toll on savings, leaving your loved ones with an unintended financial burden. Plus, life insurance can be a positive financial legacy to leave to those you love. And because life insurance premiums can be more affordable than you think, having a policy in place can be an easy choice to make. How much do I need? The amount of insurance you need will change based on your specific circumstances, including your age, income, current level of savings and typical monthly expenses. It will also be influenced by other factors, like whether you have minor children, or own your own business. The best way to make sure you have enough insurance is to work with an experienced agent who understands your needs and has access to a comprehensive selection of insurance products. Yes, you can afford it. A common misconception of life coverage is that it costs too much. In fact, it’s one of the most cost-effective investments you can make. And it's highly customizable, so you can suit your policy to your unique situation and budget. That means you only pay for the coverage you need. Enjoy greater peace of mind. Getting started with a policy is easy. The professionals at Chartered Financial Services can help you find the right life insurance policy for you and help you work it into an overall financial plan. Call us today at 800-549-6007 to learn more about your life options. Life insurance offers the protection that can provide you and your family peace of mind in a constantly changing world. Many people may think life insurance is too expensive and too complicated, but the more you know, the better prepared you will be. At Chartered Financial Services, we are here to help you navigate through and help guide you to the right plan. Life insurance is a powerful and flexible tool for protecting you and those you love. When you consider and understand how an insurance policy can help, you realize that life insurance can be well worth the cost. So take the time to learn what it can do for you and your family. Call Chartered Financial Services in Warren New Jersey today at 800-549-6007 to learn more about life insurance quotes and coverage or contact us if you have any additional questions.